Budget your money, not your privacy.

Reckna is a manual, envelope-style budgeting app for iPhone and iPad. Your data stays on your device and in your own iCloud — no bank linking, no servers we run, and nothing we can read.

Download on the App Store

Private by design

No bank logins, no aggregators, no account to create. No ads, no tracking, no data sale.

Envelope budgeting that works

Give every pound a job, see what's left to spend, and carry the rest into next month.

Fast, frictionless entry

Log a transaction in a couple of taps. Reckna learns your payees and suggests the category.

See where it goes

Net worth over time, spending by category, cash flow, trends, and funding goals.

Yours to keep

Export everything to CSV or take a full backup, any time. No lock-in.

Works offline

Fully usable with no network and no iCloud account. Optional private iCloud sync with Reckna Pro.